Arkansas HVACR NewsMagazine September 2025

News Magazine September 2025

FEATURE STORY

• Employer Sponsored Group Health o Major Medical o Dental, Vision, Other Options o Wellness Programs o Strategic Planning As a member of the Arkansas HVACR Association you can contact Gallagher, give them your needs and particulars and let them prepare a proposal for your personal or group health needs. Click on the Picture or Gallagher and follow the link to more information on health insurance plans that fit your needs and budget.

Need Personal or Business Health Insurance?

Health Insurance is one of the most confusing and expensive insurance plans one can purchase; yet, we all need health insurance. After years of searching for a good partner, the Arkansas HVACR Association is partnering with Gallagher. Gallagher serves as your Consultant to match your needs with the best carrier. What carriers do they search through to get you the best deal? Aetna, Blue Cross / BlueShield, United Healthcare, Cigna, Mutual of Omaha, MetLife, AIG, etc. Gallagher is not tied to a specific insurance carrier or product which means you have access to the best possible coverage for your needs and budgets. Here are a few segments of health insurance plans they serve: • Individual/Family - Under age 65 o Health Insurance which qualifies for ACA, indemnity medical plans, o Short-term health insurance o Supplemental Options • Medicare – 65 and over o Part C (Medicare Advantage) o Part D (Prescription Drug) o Supplemental Insurance (Medigap) • Individual/Family Ancillary o Dental, Vision, and Hearing o Hospitalization and Critical Care o Life

Membership Has It Privileges